Disclaimer

Educational Content Only

Savings Simplified provides general information about Cash ISAs, savings accounts, and tax-free saving strategies in the UK. This content is intended for educational purposes only.

We do not provide:

• Financial advice
• Investment advice
• Tax advice
• Legal advice

No Professional Advice

The information on this website should not be considered a substitute for professional financial advice. Before making any financial decisions, you should:

• Consult with a qualified financial advisor
• Consider your individual circumstances
• Verify information with official sources (HMRC, FCA)
• Read the terms and conditions of any financial product

Accuracy of Information

While we strive to keep information accurate and up-to-date, we cannot guarantee that all content is complete, accurate, or current. ISA rules, interest rates, and tax regulations change frequently.

We recommend verifying any important information with official sources such as:

• HMRC (gov.uk)
• Financial Conduct Authority (FCA)
• Individual ISA providers

Affiliate Disclosure

Savings Simplified participates in affiliate programmes with ISA providers and financial institutions. This means:

• We may earn commission when you click links and open accounts
• This comes at no additional cost to you
• Affiliate relationships do not influence our editorial content
• We only recommend products we believe are genuinely useful

Some links on our website are clearly marked as affiliate links. However, you should assume that any link to a third-party product or service may be an affiliate link.

Third-Party Content

Our website may contain links to third-party websites, products, and services. We are not responsible for:

• The content of third-party websites
• The accuracy of third-party information
• Any products or services offered by third parties
• Any transactions you enter into with third parties

FSCS Protection

When we mention that savings are FSCS (Financial Services Compensation Scheme) protected, this is general information. FSCS protection has specific rules and limits that may change. Always verify current protection levels with official sources.

Past Performance

Any mention of interest rates, returns, or past performance does not guarantee future results. Savings rates can change at any time.

Personal Circumstances

The information we provide is general in nature and may not be appropriate for your specific circumstances. What works for one person may not work for another. Always consider your own:

• Financial situation
• Tax position
• Savings goals
• Risk tolerance
• Time horizon

Limitation of Liability

Savings Simplified, its owners, employees, and affiliates shall not be held liable for any losses, damages, or expenses arising from:

• Your use of information on this website
• Any decisions made based on our content
• Errors or omissions in our content
• Your use of third-party products or services

Contact Us

If you have questions about this disclaimer or need clarification about our content, please contact us at hello@smartsavingsuk.com.